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All benefits are paid directly to you unless specifically assigned*

Short Term Disability

This is one of the most important things to consider - how to protect your paycheck.

  • Up to 24 months of coverage in some cases
  • Partial Income replacement
  • Covers on and off the job accident and sickness


There for you in your greatest time of need. Helps cover things like co-pays and deductibles, even travel expenses.

Critical Illness

Allows you to choose a coverage amount for up to $30,000 on an employee and up to $15,000 on a spouse.
Lump Sum benefits available for heart attack, stroke and cancers


Coverage is available for up to 24 hours a day, including on or off the job injuries.


Covers accident or sickness related hospital stays, surgeries and physician visits.

Whole Life

Guarantee Issue options available to groups that qualify.
Additional Dental, Vision and Life coverages available.

Group Critical Illness Insurance

Group Critical Illness Insurance from Aflac provides cash benefits (unless otherwise assigned) if you’re diagnosed with or treated for a covered critical illness.

Group Accident Insurance

Group Accident Insurance from Aflac helps with out-of-pocket costs that arise when you have a covered accident.

Group Hospital Indemnity Insurance

Group Hospital Indemnity Insurance from Aflac helps with the out-of-pocket costs associated with a covered hospital stay, including benefits for hospital admission, confinement, and intensive care.

Group Whole Life Insurance

Group Whole Life Insurance from Aflac offers a death benefit, plus a component that may be collected, borrowed, or used to pay the plan's premiums. The plan may remain in force for a lifetime, as long as the premiums are paid.

Continental American Insurance Company (CAIC), a proud member of the Aflac family of insurers, is a wholly-owned subsidiary of Aflac Incorporated and underwrites group coverage. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company. For groups sitused in New York, coverage is underwritten by American Family Life Assurance Company of New York. Continental American Insurance Company •Columbia, South Carolina This is a brief product overview only. Products and benefits vary by state and may not be available in some states. The plan has limitations and exclusions that may affect benefits payable. Refer to the plan for complete details, limitations, and exclusions.