Products

We’ve Got a Product That’s Right for You

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Benefit Portfolio:

Short Term Disability

This is one of the most important things to consider—how to protect your paycheck.

  • Up to 24 months of coverage in some cases

  • Partial income replacement

  • Covers on and off the job accident and sickness

  • Pays up to 60% of your gross wage and most plans are guaranteed issue.

Long Term Disability

Long-term disability insurance(LTD) is an insurance policy that protects an employee from loss of income in the event that he or she is unable to work due to illness or injury for a long period of time.

Term, Whole, and Universal Life

Life insurance pays out a sum of money upon your death to those you have designated as beneficiaries giving them a safety net.

For example, life insurance can provide money after your death so your beneficiaries can continue to pay household expenses such as food and clothing. Policies are available for both individuals and families. There are many options available.

Accident

Accident Insurance is insurance that provides compensation for accidental injury, death, dismemberment, loss of sight, loss of income, and medical expenses caused by accidental injury. Coverage is available on and off job 24 hours a day. Policies are available for Individuals and families.

Hospital Indemnity

It covers accident or sickness-related hospital stays, surgeries, and physician visits.

Dental and Vision

Dental insurance helps cover preventive care, restorative care, endodontics, oral surgery, and periodontics.

Vision insurance helps cover the cost of the eye exam, eyewear, lens, and frames.

Policies are available for individuals and families. There are many options available.

Gap Insurance

Policies are available for both individuals and families, which give you piece of mind when it comes to your out-of-pocket cost.

Cancer Care and Critical Illness

Cancer Care and Critical Illness are combined so that you are coved for conditions and sudden illnesses such as a heart attack, stroke, or cancer. Policies are available for both individuals and families. Guaranteed issue options may be available.

Medical Insurance

Medical Insurance or Health Insurance helps to pay for a percentage of your
medical bills and ease the financial stress of being struck with an illness or injury.

Enrollment Services:

Individual Employee Consultations

Picking the right plan can be hard for anyone. That’s why we offer face-to-face assistance to make sure that you feel confident in the choice that you make.

Laptop-Based Enrollments

We have implemented laptop base enrollments because we know that everybody gets busy, and this option can be a lifesaver for everyone.

Web-Based Enrollments

Web page designed to inform employees of what benefits are available to them so
they can select their options on their own time.

Client Branded Benefit Portals

Accessibility is very important in the growing age of technology, and policyholders find it easier to access everything they need for their policies at the snap of a finger. With the client-branded benefit portals, clients have access to the benefits that are provided to them.

Customizable Online Resources

With the policy holder in mind, we have the ability to give them access to all the information that they need from digital brochures, Claim forms, and links to access their personal policies and make changes, file claims online or requests information.

Call Center Enrollments

When it comes to selecting coverages, we all know how difficult it can be to make sound decisions on your own, but with the call center enrollments, employees can call in and get to ask questions so that they can feel confident in their decisions.

We have found a creative solution to help you provide products from carriers such as the ones below.

  • Aflac

  • Allstate

  • Ameritas

  • Assurity

  • Boston Mutual

  • Colonial

  • Delta Dental

  • Guardian

  • Kemper

  • Equitable

  • EyeMed

  • FCL Dental

  • Kemper

  • Lincoln Financial

  • Met Life

  • MGIS

  • Principal 

  • Reliance Standards

  • Transamerica

  • Unum

  • VSP