Care Avoidance and How to Navigate it.

Care avoidance is when an individual ignores symptoms that can be a sign of a serious Illness instead of seeking medical intervention. This is something many people fall victim to. Sometimes there are issues such as a simple cold we can sooth with some cough syrup or a little scrape that we can just cover…

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Critical Illness

A man and woman kissing in the bathroom.

 A Critical Illness is a sickness that can be fatal and requires medical intervention. With a Critical Illness supplemental plan, insurance companies have found a way to provide a plan specifically designed to cater to individuals that may fall victim to several fatal illnesses such as heart attack, stroke, and certain forms of cancer.  With…

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Why Is Life Insurance So Important?

A life insurance policy is written on top of the paper.

Everyone has had thoughts about that dreadful day of life ending at least once in their lifetime. How will my family cope when I am gone? What will their life be like without me? These are just a few of the piercing questions that riddle the human mind when faced with the reality of death.…

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Why is Voluntary Insurance Important?

A compass with the word insurance on it.

What do we mean when we talk about Voluntary Insurance? How many times do you go to the hospital for something that is minor but still struggle to pay the bill? After the past year of the pandemic, the need for supplementary coverage is evident now more than ever. In the year 2020, there had…

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Short Term Disability

A close up of an empty wheelchair on the sidewalk

Imagine getting injured at home and breaking a few bones making it impossible to work for weeks, you have used up all your paid time off, you have bills piling up and you really don’t want to dip into your retirement account again, what do you do? In scenarios like this imagine having a $1500…

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